Ich stimme der Verwendung von Cookies zu. Auch wenn ich diese Website weiter nutze, gilt dies als Zustimmung.

Bitte lesen und akzeptieren Sie die Datenschutzinformation und Cookie-Informationen, damit Sie unser Angebot weiter nutzen können. Natürlich können Sie diese Einwilligung jederzeit widerrufen.







APA-OTS-Meldungen aus dem Finanzsektor in der "BSN Extended Version"
Wichtige Originaltextaussendungen aus der Branche. Wir ergänzen vollautomatisch Bilder aus dem Fundus von photaq.com und Aktieninformationen aus dem Börse Social Network. Wer eine Korrektur zu den Beiträgen wünscht: mailto:office@boerse-social.com . Wir wiederum übernehmen keinerlei Haftung für Augenerkrankungen aufgrund von geballtem Grossbuchstabeneinsatz der Aussender. Wir meinen: Firmennamen, die länger als drei Buchstaben sind, schreibt man nicht durchgängig in Grossbuchstaben (Versalien).
Magazine aktuell


#gabb aktuell



18.01.2016, 9115 Zeichen

Corporate news transmitted by euro adhoc. The issuer/originator is solely responsible for the content of this announcement.
Strategic management decisions
UNIQA launches largest investment programme in the company's history
2015: UNIQA on track for record result\n2016: launch of the largest investment and innovation programme in the\n company's history amounting to around EUR500 million
Digital transformation drives innovation and new business models\nAmended earnings forecast for 2016 due to investments and challenging\n conditions - Intention for a sustainably progressive dividend policy with annual increases of the dividend per share up to 2020
2015: best annual result in the company's history
UNIQA CEO Andreas Brandstetter delivers a positive summary of the progress so far of the "UNIQA 2.0" growth strategy launched in 2011. "In the last five years, we have rigorously pursued and largely achieved our ambitious targets," Brandstetter says. "Since the economic capital ratio according to Solvency II (EIOPA standard formula) has been strengthened step by step over the last years to over 180 per cent, UNIQA now has a healthy, strong equity base and high operating profitability. Following the re-IPO in 2013, we have created a corporate structure fit for the capital market and continuously increased the number of customers from 7.5 million in 2011 to more than 10 million today," says Brandstetter on the significant momentum of development in recent years. As a result of this strategy programme set to run until 2020, UNIQA generated the best nine-month result in the company's history at the end of the third quarter with EBT of EUR301.9 million. "In the 2015 financial year, we expect to achieve the best result in the company's history," says Brandstetter, giving a forecast of financial year 2015 results.
UNIQA launches EUR500 million investment and innovation programme
Brandstetter sees digitalisation as a key driver of new business models converging from the "new and old economy" and one of the biggest challenges UNIQA will have to face in the future. The diversity of convergent product and service offers emerging in recent years is leading in particular to fundamental changes in customer expectations and behaviour. This disruptive development of a new market environment sets UNIQA the challenge of rethinking the own business model and the underlying products and processes from the customers' perspective. "The digitalisation and digital networking of existing offers, which UNIQA has successfully promoted in recent years, are the first steps in the right direction, but they will be far from sufficient," says Brandstetter, pointing to examples such as the "SafeLiner" in car insurance or the VitalCoaches and medical call centre in healthcare. "We have to bring our offering much closer to where our customers intuitively expect security and associated services," says the UNIQA CEO. "In order to trigger the necessary innovation boost, we are launching the largest innovation programme in the company's history and will invest around EUR500 million in our future over the next few years. The investments, a good portion of which will be made in 2016, will largely go on the redesign of the business model, the necessary build-up of staff expertise and the required IT systems," Brandstetter specifies. "In the core business, we are transforming ourselves from a provider of insurance products into an integrated service provider that meets customers in their 'needs environment'," says the UNIQA CEO. In the future, this may be the application-controlled 'smart home', the self-driving car or any form of free-time activity that aims at a healthy, better and longer life. An essential requirement for this is the best possible convergence of new technology with the already close-knit network of local UNIQA advisors. The Supervisory Board's approval of this innovation programme is not just based on UNIQA's comfortable economic situation and the fact that Austria's leading insurer can afford these considerable investments. "We actually have to make this investment right now, because we will thus meet the necessary requirement of being able to continue on our ambitious growth trajectory in the future," says Brandstetter, explaining why a large portion of the EUR500 million programme will already take effect in 2016. "The insurance industry is faced with enormous challenges and drastic upheaval. Only those who invest now can actively shape the future."
Low interest environment remains a challenge
The second major challenge is the persistent phase of low interest rates, which threatens to erode key parts of the business model of the entire insurance sector in the medium term, Brandstetter continues. It is difficult to predict what new conditions these developments, unheard of in the history of the industry, will create in the medium term: "New phenomena, such as negative interest on sovereign bonds, are already making a considerable impact on our investment result," says the UNIQA CEO on the urgency of responding to the current capital market environment. Operating excellence in the core business must therefore be further optimised in parallel with the far-reaching investments in the future. "We have implemented a range of programmes in order to exploit new alternative investments, manage our capital even more actively, adapt our current product portfolio to market conditions and continue lowering the cost ratio in the medium term through the ongoing optimisation of our processes."
Outlook for 2016
A good portion of the considerable future investments will take effect in 2016 and is thus reflected in the short term by an altered earnings forecast. In combination with the persistently difficult conditions, such as the still-moderate economic outlook, ongoing low interest rates, sinking investment income and political uncertainty in individual markets in particular, UNIQA expects significantly reduced earnings in the 2016 financial year compared to 2015. Preliminary figures for 2015 will be published at the beginning of March 2016.
Continuation of the progressive dividend policy with annual dividend increases
UNIQA has distributed a higher dividend per share every year since 2012. With dividend payments of 25 cents per share for the 2012 financial year, 35 cents for 2013 and 42 cents for 2014, the UNIQA share has evolved into a progressive dividend stock. "Despite the considerable investments in the future and the challenging economic environment, we intent to still continuously increase the annual distribution per share in the years to come," Brandstetter says of his plan to continue the progressive dividend policy.
In addition, Brandstetter presents shareholders with the prospect of the further consistent continuation of the growth trajectory started in 2011: "Our target of increasing customer numbers to around 15 million by 2020 remains valid," says the UNIQA CEO. With a planned average operating ROE of 13.5 per cent (2017-2020) and further increases in the economic capital ratio according to Solvency II (currently more than 180 per cent according to EIOPA standard formula), UNIQA is to retain its high level of profitability at the same time as a comfortable equity base in the years to come. "On the basis of our strong economic position, we will finance both the future investments of around EUR500 million and our sustainably progressive dividend policy not by selling assets but from our operating cash flow," says Brandstetter. "We will thus come a significant step closer to achieving our target of becoming the best insurance group in Central and Eastern Europe by 2020."
Forward-looking statements This press release contains statements referring to the future development of the UNIQA Group. These statements present estimates which were reached on the basis of all of the information available to us at the present time. If the assumptions on which they are based do not occur, the actual results may deviate from the results currently expected. As a result, no liability is accepted for this information
UNIQA The UNIQA Group is one of the leading insurance groups in its core markets of Austria and Central and Eastern Europe (CEE). 22,000 employees and exclusive sales partners serve more than 10 million customers in 19 countries. UNIQA is the second-largest insurance group in Austria with a market share of around 22%. UNIQA operates in 15 markets in the CEE growth region: Albania, Bosnia and Herzegovina, Bulgaria, Croatia, the Czech Republic, Hungary, Kosovo, Macedonia, Montenegro, Poland, Romania, Russia, Serbia, Slovakia, and Ukraine. The UNIQA Group also includes insurance companies in Italy, Switzerland and Liechtenstein.


end of announcement euro adhoc
company: UNIQA Insurance Group AG Untere Donaustraße 21 A-1029 Wien phone: 01/211 75-0 mail: investor.relations@uniqa.at WWW: http://www.uniqagroup.com sector: Insurance ISIN: AT0000821103 indexes: WBI, ATX Prime, ATX stockmarkets: official market: Wien language: English

Digital press kit: http://www.ots.at/pressemappe/220/aom

BSN Podcasts
Christian Drastil: Wiener Börse Plausch

Wiener Börse Party #619: Neuer bei Addiko, dad.at mit Milestone und grossem Neukundenpaket, alle Details Börsentag Wien 4.6.




Uniqa
Akt. Indikation:  8.05 / 8.10
Uhrzeit:  23:00:01
Veränderung zu letztem SK:  0.81%
Letzter SK:  8.01 ( 0.00%)



 

Bildnachweis

1. Uniqa , (© Martina Draper)   >> Öffnen auf photaq.com

Aktien auf dem Radar:Addiko Bank, Strabag, CA Immo, Flughafen Wien, Austriacard Holdings AG, Kapsch TrafficCom, ATX TR, S Immo, AT&S, Rosgix, RBI, ATX, ATX Prime, FACC, Marinomed Biotech, Erste Group, Polytec Group, Agrana, EuroTeleSites AG, Gurktaler AG Stamm, Gurktaler AG VZ, Immofinanz, Semperit, Oberbank AG Stamm, Lenzing, Amag, EVN, Österreichische Post, Telekom Austria, Uniqa, VIG.


Random Partner

VIG
Die Vienna Insurance Group (VIG) ist mit rund 50 Konzerngesellschaften und mehr als 25.000 Mitarbeitern in 30 Ländern aktiv. Bereits seit 1994 notiert die VIG an der Wiener Börse und zählt heute zu den Top-Unternehmen im Segment “prime market“ und weist eine attraktive Dividendenpolitik auf.

>> Besuchen Sie 68 weitere Partner auf boerse-social.com/partner


Mehr aktuelle OTS-Meldungen HIER

Useletter

Die Useletter "Morning Xpresso" und "Evening Xtrakt" heben sich deutlich von den gängigen Newslettern ab. Beispiele ansehen bzw. kostenfrei anmelden. Wichtige Börse-Infos garantiert.

Newsletter abonnieren

Runplugged

Infos über neue Financial Literacy Audio Files für die Runplugged App
(kostenfrei downloaden über http://runplugged.com/spreadit)

per Newsletter erhalten


Meistgelesen
>> mehr





PIR-Zeichnungsprodukte
AT0000A2WCB4
AT0000A2UVV6
AT0000A2H9F5
Newsflow
>> mehr

Börse Social Club Board
>> mehr
    #gabb #1570

    Featured Partner Video

    Wiener Börse Party #616: Börsestory Red Bull mit Aaron Brüstle / Gregor Rosinger, Miodrag Kostic will die Addiko Bank

    Die Wiener Börse Party ist ein Podcastprojekt für Audio-CD.at von Christian Drastil Comm.. Unter dem Motto „Market & Me“ berichtet Christian Drastil über das Tagesges...

    Books josefchladek.com

    Federico Renzaglia
    Bonifica
    2024
    Self published

    Sergio Castañeira
    Limbo
    2023
    ediciones anómalas

    Adrianna Ault
    Levee
    2023
    Void

    Daido Moriyama
    Hysteric No. 6, 1994 (ヒステリック 森山大道)
    1994
    Hysteric Glamour / Nobuhiko Kitamura

    Christian Reister
    Nacht und Nebel
    2023
    Safelight

    UNIQA Insurance Group AG / UNIQA launches largest investment programme in the company's history


    18.01.2016, 9115 Zeichen

    Corporate news transmitted by euro adhoc. The issuer/originator is solely responsible for the content of this announcement.
    Strategic management decisions
    UNIQA launches largest investment programme in the company's history
    2015: UNIQA on track for record result\n2016: launch of the largest investment and innovation programme in the\n company's history amounting to around EUR500 million
    Digital transformation drives innovation and new business models\nAmended earnings forecast for 2016 due to investments and challenging\n conditions - Intention for a sustainably progressive dividend policy with annual increases of the dividend per share up to 2020
    2015: best annual result in the company's history
    UNIQA CEO Andreas Brandstetter delivers a positive summary of the progress so far of the "UNIQA 2.0" growth strategy launched in 2011. "In the last five years, we have rigorously pursued and largely achieved our ambitious targets," Brandstetter says. "Since the economic capital ratio according to Solvency II (EIOPA standard formula) has been strengthened step by step over the last years to over 180 per cent, UNIQA now has a healthy, strong equity base and high operating profitability. Following the re-IPO in 2013, we have created a corporate structure fit for the capital market and continuously increased the number of customers from 7.5 million in 2011 to more than 10 million today," says Brandstetter on the significant momentum of development in recent years. As a result of this strategy programme set to run until 2020, UNIQA generated the best nine-month result in the company's history at the end of the third quarter with EBT of EUR301.9 million. "In the 2015 financial year, we expect to achieve the best result in the company's history," says Brandstetter, giving a forecast of financial year 2015 results.
    UNIQA launches EUR500 million investment and innovation programme
    Brandstetter sees digitalisation as a key driver of new business models converging from the "new and old economy" and one of the biggest challenges UNIQA will have to face in the future. The diversity of convergent product and service offers emerging in recent years is leading in particular to fundamental changes in customer expectations and behaviour. This disruptive development of a new market environment sets UNIQA the challenge of rethinking the own business model and the underlying products and processes from the customers' perspective. "The digitalisation and digital networking of existing offers, which UNIQA has successfully promoted in recent years, are the first steps in the right direction, but they will be far from sufficient," says Brandstetter, pointing to examples such as the "SafeLiner" in car insurance or the VitalCoaches and medical call centre in healthcare. "We have to bring our offering much closer to where our customers intuitively expect security and associated services," says the UNIQA CEO. "In order to trigger the necessary innovation boost, we are launching the largest innovation programme in the company's history and will invest around EUR500 million in our future over the next few years. The investments, a good portion of which will be made in 2016, will largely go on the redesign of the business model, the necessary build-up of staff expertise and the required IT systems," Brandstetter specifies. "In the core business, we are transforming ourselves from a provider of insurance products into an integrated service provider that meets customers in their 'needs environment'," says the UNIQA CEO. In the future, this may be the application-controlled 'smart home', the self-driving car or any form of free-time activity that aims at a healthy, better and longer life. An essential requirement for this is the best possible convergence of new technology with the already close-knit network of local UNIQA advisors. The Supervisory Board's approval of this innovation programme is not just based on UNIQA's comfortable economic situation and the fact that Austria's leading insurer can afford these considerable investments. "We actually have to make this investment right now, because we will thus meet the necessary requirement of being able to continue on our ambitious growth trajectory in the future," says Brandstetter, explaining why a large portion of the EUR500 million programme will already take effect in 2016. "The insurance industry is faced with enormous challenges and drastic upheaval. Only those who invest now can actively shape the future."
    Low interest environment remains a challenge
    The second major challenge is the persistent phase of low interest rates, which threatens to erode key parts of the business model of the entire insurance sector in the medium term, Brandstetter continues. It is difficult to predict what new conditions these developments, unheard of in the history of the industry, will create in the medium term: "New phenomena, such as negative interest on sovereign bonds, are already making a considerable impact on our investment result," says the UNIQA CEO on the urgency of responding to the current capital market environment. Operating excellence in the core business must therefore be further optimised in parallel with the far-reaching investments in the future. "We have implemented a range of programmes in order to exploit new alternative investments, manage our capital even more actively, adapt our current product portfolio to market conditions and continue lowering the cost ratio in the medium term through the ongoing optimisation of our processes."
    Outlook for 2016
    A good portion of the considerable future investments will take effect in 2016 and is thus reflected in the short term by an altered earnings forecast. In combination with the persistently difficult conditions, such as the still-moderate economic outlook, ongoing low interest rates, sinking investment income and political uncertainty in individual markets in particular, UNIQA expects significantly reduced earnings in the 2016 financial year compared to 2015. Preliminary figures for 2015 will be published at the beginning of March 2016.
    Continuation of the progressive dividend policy with annual dividend increases
    UNIQA has distributed a higher dividend per share every year since 2012. With dividend payments of 25 cents per share for the 2012 financial year, 35 cents for 2013 and 42 cents for 2014, the UNIQA share has evolved into a progressive dividend stock. "Despite the considerable investments in the future and the challenging economic environment, we intent to still continuously increase the annual distribution per share in the years to come," Brandstetter says of his plan to continue the progressive dividend policy.
    In addition, Brandstetter presents shareholders with the prospect of the further consistent continuation of the growth trajectory started in 2011: "Our target of increasing customer numbers to around 15 million by 2020 remains valid," says the UNIQA CEO. With a planned average operating ROE of 13.5 per cent (2017-2020) and further increases in the economic capital ratio according to Solvency II (currently more than 180 per cent according to EIOPA standard formula), UNIQA is to retain its high level of profitability at the same time as a comfortable equity base in the years to come. "On the basis of our strong economic position, we will finance both the future investments of around EUR500 million and our sustainably progressive dividend policy not by selling assets but from our operating cash flow," says Brandstetter. "We will thus come a significant step closer to achieving our target of becoming the best insurance group in Central and Eastern Europe by 2020."
    Forward-looking statements This press release contains statements referring to the future development of the UNIQA Group. These statements present estimates which were reached on the basis of all of the information available to us at the present time. If the assumptions on which they are based do not occur, the actual results may deviate from the results currently expected. As a result, no liability is accepted for this information
    UNIQA The UNIQA Group is one of the leading insurance groups in its core markets of Austria and Central and Eastern Europe (CEE). 22,000 employees and exclusive sales partners serve more than 10 million customers in 19 countries. UNIQA is the second-largest insurance group in Austria with a market share of around 22%. UNIQA operates in 15 markets in the CEE growth region: Albania, Bosnia and Herzegovina, Bulgaria, Croatia, the Czech Republic, Hungary, Kosovo, Macedonia, Montenegro, Poland, Romania, Russia, Serbia, Slovakia, and Ukraine. The UNIQA Group also includes insurance companies in Italy, Switzerland and Liechtenstein.


    end of announcement euro adhoc
    company: UNIQA Insurance Group AG Untere Donaustraße 21 A-1029 Wien phone: 01/211 75-0 mail: investor.relations@uniqa.at WWW: http://www.uniqagroup.com sector: Insurance ISIN: AT0000821103 indexes: WBI, ATX Prime, ATX stockmarkets: official market: Wien language: English

    Digital press kit: http://www.ots.at/pressemappe/220/aom

    BSN Podcasts
    Christian Drastil: Wiener Börse Plausch

    Wiener Börse Party #619: Neuer bei Addiko, dad.at mit Milestone und grossem Neukundenpaket, alle Details Börsentag Wien 4.6.




    Uniqa
    Akt. Indikation:  8.05 / 8.10
    Uhrzeit:  23:00:01
    Veränderung zu letztem SK:  0.81%
    Letzter SK:  8.01 ( 0.00%)



     

    Bildnachweis

    1. Uniqa , (© Martina Draper)   >> Öffnen auf photaq.com

    Aktien auf dem Radar:Addiko Bank, Strabag, CA Immo, Flughafen Wien, Austriacard Holdings AG, Kapsch TrafficCom, ATX TR, S Immo, AT&S, Rosgix, RBI, ATX, ATX Prime, FACC, Marinomed Biotech, Erste Group, Polytec Group, Agrana, EuroTeleSites AG, Gurktaler AG Stamm, Gurktaler AG VZ, Immofinanz, Semperit, Oberbank AG Stamm, Lenzing, Amag, EVN, Österreichische Post, Telekom Austria, Uniqa, VIG.


    Random Partner

    VIG
    Die Vienna Insurance Group (VIG) ist mit rund 50 Konzerngesellschaften und mehr als 25.000 Mitarbeitern in 30 Ländern aktiv. Bereits seit 1994 notiert die VIG an der Wiener Börse und zählt heute zu den Top-Unternehmen im Segment “prime market“ und weist eine attraktive Dividendenpolitik auf.

    >> Besuchen Sie 68 weitere Partner auf boerse-social.com/partner


    Mehr aktuelle OTS-Meldungen HIER

    Useletter

    Die Useletter "Morning Xpresso" und "Evening Xtrakt" heben sich deutlich von den gängigen Newslettern ab. Beispiele ansehen bzw. kostenfrei anmelden. Wichtige Börse-Infos garantiert.

    Newsletter abonnieren

    Runplugged

    Infos über neue Financial Literacy Audio Files für die Runplugged App
    (kostenfrei downloaden über http://runplugged.com/spreadit)

    per Newsletter erhalten


    Meistgelesen
    >> mehr





    PIR-Zeichnungsprodukte
    AT0000A2WCB4
    AT0000A2UVV6
    AT0000A2H9F5
    Newsflow
    >> mehr

    Börse Social Club Board
    >> mehr
      #gabb #1570

      Featured Partner Video

      Wiener Börse Party #616: Börsestory Red Bull mit Aaron Brüstle / Gregor Rosinger, Miodrag Kostic will die Addiko Bank

      Die Wiener Börse Party ist ein Podcastprojekt für Audio-CD.at von Christian Drastil Comm.. Unter dem Motto „Market & Me“ berichtet Christian Drastil über das Tagesges...

      Books josefchladek.com

      Sebastián Bruno
      Duelos y Quebrantos
      2018
      ediciones anómalas

      Kristina Syrchikova
      The Burial Dress
      2022
      Self published

      François Jonquet
      Forage
      2023
      Void

      Kazumi Kurigami
      操上 和美
      2002
      Switch Publishing Co Ltd

      Andreas H. Bitesnich
      India
      2019
      teNeues Verlag GmbH